@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Libre+Caslon+Display&display=swap');
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/* Local Home Value Guide: independent editorial layout with clear ownership. */
:root{--ink:#171717;--pine:#171717;--cream:#f3f0e9;--paper:#fffefa;--sand:#e8e3d9;--muted:#62605e}
body{color:#171717}
.site-header{background:#fff;border-color:#e6e2dc}
.site-mark{color:#171717}
.mark-symbol span{color:#a86e4b}
.header-action{border-radius:5px}
.hero{background:linear-gradient(90deg,rgba(12,12,12,.91),rgba(12,12,12,.64)),url('/assets/hero-collage.webp') center/cover no-repeat}
.hero h1{font-size:clamp(3.35rem,5.1vw,5.45rem)}
.hero-grid{min-height:590px;align-items:center}
.hero-note{background:rgba(23,23,23,.88);box-shadow:none;border:1px solid #ffffff55;border-radius:9px}
.hero-note p{color:#e6e2dc}
.note-index{color:#cdb698}
.hero-small{color:#e1ded9;font-size:.8rem;margin-top:19px}
.button{border-radius:6px}
.button-light{background:#fff;color:#141414}
.credit-bar{background:#eeeae4;border-bottom:1px solid #dbd6cf}
.credit-bar .wrap{display:flex;gap:15px;align-items:center;padding-block:15px}
.credit-bar span{font-size:.69rem;letter-spacing:.15em;color:#756e67;font-weight:700}
.credit-bar a{font-size:.83rem;font-weight:700;text-underline-offset:4px}
.lead-section{padding:95px 0;background:#f6f3ee}
.lead-grid{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1fr);gap:7vw;align-items:start}
.lead-copy>p:not(.eyebrow):not(.small-note){max-width:490px;color:#595653;font-size:1.04rem}
.agent{display:flex;align-items:center;gap:17px;margin:36px 0 25px;border-top:1px solid #d8d1c6;padding-top:22px}
.agent img{object-fit:contain;object-position:center bottom;width:96px;height:110px}
.agent strong,.agent span{display:block}
.agent strong{font-size:1.1rem}
.agent span{font-size:.8rem;line-height:1.4;color:#68615d}
.small-note{font-size:.84rem;color:#655f58;max-width:450px}
.small-note a{font-weight:700;text-underline-offset:3px}
.form-card{padding:26px;background:#fff;border:1px solid #dedbd6;border-radius:12px;box-shadow:0 18px 48px #1b1b1b12}
.form-label{letter-spacing:.17em;font-weight:700;color:#77706b;font-size:.69rem}
.form-card h3{font:400 clamp(1.8rem,3vw,2.55rem)/1.15 'Libre Caslon Display',Georgia,serif;margin:0 0 18px}
.form-card iframe{width:100%;border:0;min-height:680px;background:#fff}
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.factor-grid article{border-color:#171717}
.prepare-section{background:#ebe7df}
.checklist{box-shadow:14px 14px 0 #dbd4ca;border-radius:7px}
.checklist li{padding:14px 0 14px 24px;position:relative}
.checklist li:before{content:'✓';position:absolute;left:0}
.closing{background:#171717}
footer{background:#0d0d0d}
@media(max-width:880px){.lead-grid{grid-template-columns:1fr;gap:35px}.lead-section{padding:70px 0}.hero-grid{min-height:auto}}
@media(max-width:620px){.credit-bar .wrap{align-items:start;flex-direction:column;gap:3px}.lead-section{padding:55px 0}.form-card{padding:18px}.form-card iframe{min-height:690px}.hero-grid{gap:28px}.hero-note{margin:0}.hero-small{margin-bottom:0}}